{"id":463,"date":"2026-05-17T18:53:48","date_gmt":"2026-05-17T18:53:48","guid":{"rendered":"https:\/\/moticristo.pt\/?page_id=463"},"modified":"2026-07-02T16:20:59","modified_gmt":"2026-07-02T16:20:59","slug":"intermediario-de-credito","status":"publish","type":"page","link":"https:\/\/moticristo.pt\/en\/intermediario-de-credito\/","title":{"rendered":"Intermedi\u00e1rio de cr\u00e9dito"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"463\" class=\"elementor elementor-463\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5980e097 e-flex e-con-boxed e-con e-parent\" data-id=\"5980e097\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56fa460 elementor-widget elementor-widget-heading\" data-id=\"56fa460\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Home \u203a Legal \u203a Credit Intermediary<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73de1b7d elementor-widget elementor-widget-heading\" data-id=\"73de1b7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Credit Intermediary<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73dc7448 elementor-widget elementor-widget-heading\" data-id=\"73dc7448\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Last updated: 19 May 2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-555266cb e-flex e-con-boxed e-con e-parent\" data-id=\"555266cb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60637dce elementor-widget elementor-widget-text-editor\" data-id=\"60637dce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>MOTICRISTO-COM\u00c9RCIO DE AUTOM\u00d3VEIS SA IS REGISTERED IN THE CATEGORY OF TIED CREDIT INTERMEDIARY ON AN ANCILLARY BASIS WITH THE BANK OF PORTUGAL UNDER NO. AUT-2018-0001137.<\/p>\n<p>REGISTRATION AVAILABLE FOR CONSULTATION ON THE BANK CUSTOMER PORTAL AT: <a href=\"https:\/\/www.bportugal.pt\/intermediariocreditofar\/moticristo-comercio-de-automoveis-sa\" target=\"_blank\" rel=\"noopener\">https:\/\/www.bportugal.pt\/intermediariocreditofar\/moticristo-comercio-de-automoveis-sa<\/a><\/p>\n<h2>Contact<\/h2>\n<ul>\n<li>REGISTERED OFFICE AT RUA ALMIRANTE GAGO COUTINHO No. 4, 2640-487 MAFRA<\/li>\n<li>PHONE: <a href=\"tel:+351261817800\" data-mc-tel-marked=\"1\">261 817 800<\/a><sup class=\"mc-tel-marker\" aria-label=\"see note 1\">(1)<\/sup><\/li>\n<li>EMAIL: <a href=\"mailto:geral@moticristo.pt\">GERAL@MOTICRISTO.PT<\/a><\/li>\n<\/ul>\n<h2>Lenders with whom it maintains a tied agreement<\/h2>\n<ul>\n<li>BANCO CREDIBOM, SA<\/li>\n<li>BANCO BPI, SA<\/li>\n<li>BANCO PRIMUS, SA<\/li>\n<li>BANCO INVEST, SA<\/li>\n<li>COFIDIS<\/li>\n<\/ul>\n<h2>Credit intermediation services<\/h2>\n<ul>\n<li>PRESENTATION OR PROPOSAL OF CREDIT AGREEMENTS TO CONSUMERS;<\/li>\n<li>ASSISTANCE TO CONSUMERS, THROUGH PREPARATORY ACTS OR OTHER PRE-CONTRACTUAL MANAGEMENT WORK IN RELATION TO CREDIT AGREEMENTS THAT HAVE NOT BEEN PRESENTED OR PROPOSED BY IT.<\/li>\n<\/ul>\n<p>THE CREDIT INTERMEDIARY DOES NOT PROVIDE ADVISORY SERVICES.<\/p>\n<h2>Professional civil liability insurance<\/h2>\n<p>Contrato celebrado com GENERALI SEGUROS S.A.<\/p>\n<p><strong>AP\u00d3LICE N\u00ba 0008321109, V\u00c1LIDA AT\u00c9 25\/07\/2026.<\/strong><\/p>\n<h2>Receipt and delivery of funds<\/h2>\n<p>THE CREDIT INTERMEDIARY MOTICRISTO-COM\u00c9RCIO DE AUTOM\u00d3VEIS SA MAY NOT RECEIVE OR DELIVER ANY FUNDS RELATING TO THE FORMATION, PERFORMANCE OR EARLY FULFILMENT OF CREDIT AGREEMENTS, UNDER ARTICLE 46 OF DECREE-LAW 81-C\/2017, OF 07\/07.<\/p>\n<h2>Supervision<\/h2>\n<p>THE CREDIT INTERMEDIARY ACTIVITY OF MOTICRISTO-COM\u00c9RCIO DE AUTOM\u00d3VEIS SA IS SUBJECT TO THE SUPERVISION OF THE BANK OF PORTUGAL.<\/p>\n<h2>Procedures for submitting a complaint to the credit intermediary<\/h2>\n<p>THE CREDIT INTERMEDIARY MOTICRISTO-COM\u00c9RCIO DE AUTOM\u00d3VEIS SA HAS A COMPLAINTS BOOK AT ALL ITS ESTABLISHMENTS, WHICH MAY BE USED BY ANY CONSUMER\/USER, UNDER THE LAW.<\/p>\n<p>THE CONSUMER MAY ALSO SUBMIT A COMPLAINT IN THE ELECTRONIC COMPLAINTS BOOK, AVAILABLE AT: <a href=\"https:\/\/www.livroreclamacoes.pt\" target=\"_blank\" rel=\"noopener\">www.livroreclamacoes.pt<\/a><\/p>\n<h2>Complaints to the Bank of Portugal<\/h2>\n<p>THE CONSUMER MAY SUBMIT A COMPLAINT TO THE BANK OF PORTUGAL:<\/p>\n<ul>\n<li>BY LETTER; OR<\/li>\n<li>BY COMPLETING THE FORM AVAILABLE ON THE BANK CUSTOMER PORTAL, THROUGH THE LINK: <a href=\"https:\/\/clientebancario.bportugal.pt\/pt-pt\/formulario-nova-reclamacao\" target=\"_blank\" rel=\"noopener\">https:\/\/clientebancario.bportugal.pt\/pt-pt\/formulario-nova-reclamacao<\/a><\/li>\n<\/ul>\n<h2>Alternative dispute resolution<\/h2>\n<p>THE CREDIT INTERMEDIARY MOTICRISTO-COM\u00c9RCIO DE AUTOM\u00d3VEIS SA HAS JOINED THE FOLLOWING ALTERNATIVE DISPUTE RESOLUTION MECHANISMS:<\/p>\n<ul>\n<li>Arbitration Centre for the Automotive Sector <a href=\"https:\/\/www.arbitragemauto.pt\" target=\"_blank\" rel=\"noopener\">www.arbitragemauto.pt<\/a><\/li>\n<\/ul>\n<p><em>Information provided in accordance with article 54 of Decree-Law no. 81-C\/2017, of 7 July.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>In\u00edcio \u203a Legal \u203a Intermedi\u00e1rio de Cr\u00e9dito Intermedi\u00e1rio de Cr\u00e9dito \u00daltima atualiza\u00e7\u00e3o: 19 de Maio de 2026 A MOTICRISTO-COM\u00c9RCIO DE AUTOM\u00d3VEIS SA, EST\u00c1 REGISTADO NA CATEGORIA DE INTERMEDI\u00c1RIO DE CR\u00c9DITO A T\u00cdTULO ACESS\u00d3RIO NO BANCO DE PORTUGAL SOB O N\u00ba AUT-2018-0001137. REGISTO DISPON\u00cdVEL PARA CONSULTA NO PORTAL DO CLIENTE BANC\u00c1RIO EM: https:\/\/www.bportugal.pt\/intermediariocreditofar\/moticristo-comercio-de-automoveis-sa Contactos SEDE NA [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-463","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/moticristo.pt\/en\/wp-json\/wp\/v2\/pages\/463","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moticristo.pt\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moticristo.pt\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moticristo.pt\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moticristo.pt\/en\/wp-json\/wp\/v2\/comments?post=463"}],"version-history":[{"count":11,"href":"https:\/\/moticristo.pt\/en\/wp-json\/wp\/v2\/pages\/463\/revisions"}],"predecessor-version":[{"id":3324,"href":"https:\/\/moticristo.pt\/en\/wp-json\/wp\/v2\/pages\/463\/revisions\/3324"}],"wp:attachment":[{"href":"https:\/\/moticristo.pt\/en\/wp-json\/wp\/v2\/media?parent=463"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}